What is money blue print?

June 11, 2012  //  Posted by: Financial advisor  //  Category: Finance

Money blue print, Financial tipsMost of us in our subconscious minds have ingrained a money blueprint to chalk out our financial lives. You can learn everything you need to know about communications, marketing, business, real estate or negotiation if you have a money blueprint in your subconscious mind set for high success.

We are accustomed in three basic ways in every aspect of life including money. These three influences are verbal programming, modeling and specific incidents. Every statement we hear about money at young age rests in our subconscious mind making a part of the blueprint controlling our financial life. There is a saying that the apple does not fall far from the tree. We grow up seeing how our parents deal financially and often tend to follow them. At a young age incidents regarding financial matters often shape our beliefs or illusions we now are living by. Thus from these influences we shape up our money blueprint which determines our life financially.

Impact of remittances

May 31, 2012  //  Posted by: Financial advisor  //  Category: Finance

Impact of remittances, financial tipsThere are many things in the financial world that were not so important in the past but have attained a new found importance in the globalised world. One of these things is the remittances. These are basically the money that migrant workers send back home to their families. For a long period of time the value and the effect of these remittances have been neglected while determining the various factors of the financial world. But with the immigrant population having increased to a formidable number, these days remittances are one of the biggest earners of foreign exchange for a country.

It is mostly the people from the developing countries who cross over to the developed countries in search of jobs. And thus remittances are a very big source of valuable foreign exchange for these developing countries. It has been found that at present remittances is the second largest source of foreign exchange for any country.

Tips to keep your cash flow healthy

May 29, 2012  //  Posted by: Financial advisor  //  Category: Finance

Tips to maintain healthy cash flow , cash flowYou have to make sure that your terms of payments are stated very clearly in the invoices and as the date of the payment draws near you should be reminded. When you see that, there is a due in the invoice you have to start the process of chasing. You have to make offer to the customers for discounts on early payments. You have to do a bit of shopping around for the deals that are better in terms of energy of business, communication and insurance and also gas.

As much as ninety five percent of the value of the invoice and you will be able to release the cash within as little time as twenty-four hours. When you have new customers, you will have to check the credit of the customers. make sure you do a proper check before you give supplies of services and goods. If you are not sure, you should demand for upfront payment.

What is spread betting

May 26, 2012  //  Posted by: Financial advisor  //  Category: Finance

Bet on spread, spread betting Have you heard people talk about spread betting but clueless about what is it? Well, this kind of betting has become very much popular in counties like UK. In this betting the winner is not decided on who wins or loses the event. The winner is decided on who predicted the outcome of the event more accurately and almost to the actual level. There will be a range for the outcomes and it is called the spread. The bet will be based on the outcome of the event but in a different way.

In spread betting people bet either the outcome will be below range or above the range i.e. the spread. The margin of win or loss is very huge in this kind of betting and a good deal of risk is involved. In most cases the betting has equal wagers on the different betting sides. Spread betting in sports is very popular and profitable. Financial betting is the new trend in the market through which investors and financers are making lot of money.

Understanding the Federal Reserve System

May 25, 2012  //  Posted by: Financial advisor  //  Category: Finance

Federal Reserve System, financial tipsThe world of finance and money can be a tad confusing for common people to understand. However, after reading this article one can clearly at least get through the basics of the system. The Federal Reserve System plays a very major role in the whole financial world but is rarely acknowledged in the whole process. Though in the recent years of financial turmoil has made it quite a hero in the financial world.

The Federal Reserve System is basically acting as the central reserve bank of the country of USA. It has the role of formulating the monetary policies that keep the country in the best of the financial health. It helps to formulate the foreign exchange and the banking system policy that makes sure that all the variables in the market is kept within the permitted limits. Its effects can be widespread and affect each individual on a daily basis.

Different business financing options for you

May 01, 2012  //  Posted by: Financial advisor  //  Category: Finance

Business financing options, financeOne of the main business financing options include the Debt financing. Majority of the small business that come up new in the market need debt financing funding which is accredited by the financial institutions. Banks generally provide with loans or a line of credit which comes with a schedule of repayment and a rate of interest. Your company’s cash flow will be under the scanner before granting you the loan; also the liquidity and collateral of your assets will be studied.

Another financing option can be the Equity financing which is not that common as the debt financing. In this case the private investors finance the companies in exchange of an ownership stake; this type of financing ranges from family and friends business to that of high financial private investors. At the end of the day you need to make the right choice of financing your business depending on the credit score of the company as well. Make sure you don’t run at a loss thereby revoking all your opportunities to be funded by investors.