What is a zero percent transfer credit card

April 23, 2012  //  Posted by: Financial advisor  //  Category: Credit

Zero or 0% transfer credit card can be referred to as one of the most fantastic deal from the credit card agencies. In case you are not aware of the particular deal, the post below will get you with important highlights.

 

As the very name implies, the zero credit card transfer would be best suitable for those having existing balances with high rate of interest from other different credit cards. By moving the balances to a new 0% interest credit card, one can pay off his debts without the excess interest charges and thus the name zero% transfer credit card.

 

With the zero % transfer credit card you get to pay your balances sans the interest within an allotted time. This time span could be from six months to a year or even longer, it actually depends on the card issuer. However, one thing to remember here- in case you fail to repay the amount here within the specified deadline, you may end up with your card cancelled.

 

Tips for maintaining excelling credit profile

April 22, 2012  //  Posted by: Financial advisor  //  Category: Credit

If you want to maintain a good credit profile for your business, you should consider a few things. You have to build the public relations in the best way possible. You have to be efficient in the service that you are providing. You should always take feedback from the customers. Use a tone that is pleasant when you are dealing with people. This will help you get a lot of work done in no time. Try not to make impossible promises.

Disappointing the customers could be fatal for your credit profile. You should rather keep a low profile and rise above the expectations every now and then. You should always maintain goodwill in the industry. Check your accounts clearly and always clear the debts in good time. It is always wise to become personal with the customers by using their names in the emails or official letters. This will help you gain the trust of the customers and build your credit profile in the right way